Li Qun, director of marketing and sales of SAIC General Motors Finance Co., said that in fact, the current proportion of auto loans in China is about 18%, far lower than that of other countries. Therefore, China's auto finance market has great potential for development in the future.
The main sources are mechanical impurities that remain in the hydraulic system after cleaning, such as rust, cast sand, welding slag, iron filings, paint and cotton yarn, etc. External impurities entering the hydraulic system, such as through the oil filler entrance and dust entering at the scraper seal. Impurities generated during the working process, such as debris formed by the hydraulic action of the seal, metal powder generated by relative wear and movement, colloid, asphaltene, carbon residue, etc. Due to oxidative deterioration of the oil.
Hydraulic Filter,Hydraulic Filtration,Hydraulic Turbine Filter,Hydraulic System Filter Xinxiang Shengda Filtration Technique Co., Ltd. , http://www.filtrations.nl
"There is currently a record that the proportion of Chinese auto loans is about 20%. In fact, if the amount of mortgages from the vehicle management is about 18%," Li Qun said, "and the proportion of auto loans in other countries, like India, Russia is close to 50% and 60%, so China's auto finance market has great potential for development in the future."
According to the prediction of China Association of Automobile Manufacturers, it is estimated that by 2025, the total market capacity of China's auto finance industry will reach 525 billion yuan.
Li Qun also said that SAIC General Motors Finance has its own e-commerce platform. Through this e-commerce platform, it will receive 1 million to 2 million users each year. The company's next strategy may turn to the light vehicle market and the used car market. .
For the concept of auto finance, Li Qun pointed out that the broad definition is the activities in all aspects of production, circulation, purchase and consumption in various fields of automobiles. In a narrow sense, auto finance is usually auto loans, including auto loans and auto financing leases. ,car insurance.
“The loan includes loans for dealers, which is what we call inventory financing, as well as consumer loans. Inventory financing includes showroom financing and equipment financing, as well as inventory truck financing.â€
It is reported that SAIC General Motors Finance Co., Ltd. was established in August 2004 and is the first auto finance company in China. At present, a total of three shareholders, General Finance and SAIC Finance Company accounted for 40% of the shares, Shanghai GM accounted for 20%.